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If you have just Direct Loans, you may select from all four income-driven repayment plans. Only federal student loans may be repaid under the income-driven plans. Private student loans aren't eligible. You might also be in a position to temporarily suspend repayment by means of a deferment or forbearance. Your payment might be lower under another repayment program. Based on your earnings and family size, you might have no monthly payment in any way. During any period as soon as your monthly payment isn't based on your income, you still have the choice of recertifying your earnings and family size.
The CanniMed Care Programs are about supplying you with the excess care you have earned, the support you require, and the benefits you desire. Although all four income-driven plans enable you to earn a monthly payment based on your income, the plans differ in terms of who qualifies, how much you must pay every month, the duration of the repayment period, and the kinds of loans that may be repaid under the strategy. Normally, your payment amount under an income-driven repayment program is a portion of your discretionary income. If it isn't right for you, contact your loan servicer to discuss other repayment options. Before you submit an application for an income-driven repayment program, speak to your loan servicer when you have any questions. If you've decided an income-driven repayment program is appropriate for you, you will want to select the plan that gives the most benefit to you based on your specific conditions. The chart below shows the forms of federal student loans that you are able to repay under every one of the income-driven repayment plans.